Your Personal AI Financial AdvisorRight on WhatsApp
Chat naturally about your finances. Track spending, manage your chama group, and budget smarter with M-Pesa. Financial empowerment, one message at a time.
How much did I spend on groceries this month?
Based on your M-Pesa transactions, you spent KES 8,450 on groceries. That's 12% more than last month. Here are some savings tips...
Powerful Features
Everything you need to take control of your finances, designed for the Kenyan market.
Smart Spending Tracker
Automatically sync your M-Pesa transactions and get AI insights on where your money goes.
Chama Group Manager
Simplify group finances. Track contributions, manage memos, and automate reminders for your group.
Budget Planning
Get personalized budgeting recommendations based on your income and spending patterns.
Instant Insights
Ask questions in natural language and get instant financial analysis and recommendations.
Secure & Private
Your financial data is encrypted and secure. We never share your information.
Financial Goals
Set savings goals and let AI help you create a realistic plan to achieve them.
How It Works
Get started in 3 simple steps
Connect WhatsApp
Simply message us on WhatsApp. No apps to download, no complicated setup.
Link Your Account
Securely connect your M-Pesa account. Your data is always encrypted and private.
Start Chatting
Ask questions about your finances naturally. Get instant insights and recommendations.
Loved by Kenyans
Join thousands of users taking control of their financial future
"Chat Your Finances helped me understand where my money was going. I've cut my unnecessary spending by 35% and started a proper emergency fund."
Sarah Kipchoge
Small Business Owner
"Managing our chama group finances used to be so complicated. Now it's seamless. Everyone gets instant updates about contributions and withdrawals."
James Mutugi
Chama Group Treasurer
"The budgeting advice is so practical and tailored to my situation. I finally feel like I have control over my finances without stress."
Grace Nyambura
Teacher
Simple, Transparent Pricing
Choose the plan that works for you. No hidden fees.
Starter
Perfect for getting started
Pro
For individuals and chama groups
Business
For financial advisors & institutions
Frequently Asked Questions
Find answers to common questions about Chat Your Finances
Yes, security is our top priority. All your data is encrypted end-to-end, and we comply with international data protection standards. We never share your information with third parties.